Flexible Funding FAQ
Some questions customers ask
Flexible Funding is a method of procuring unsecured credit cards. Many time we can obtain funding from $50,000 to $200,000 in credit cards lines with a zero APR for the first year. And we never charge an upfront fee to qualified clients.
You can have a pre-approval within 24 hours of applying. Once you decide to move forward funding can be as quick as fourteen days. If credit repair or authorized users are required the entire process could take up to forty five days.
In most cases we charge nothing upfront. We only get paid upon providing you with the approved funding. Our fees vary from file to file based on the level of work which needs to be performed. Please contact a Bank Rover adviser for more information.
The lines of credit may be used for either personal or business needs. You may use the various lines we obtain by simply using the credit card or receiving a cash advance. In most cases the entire line can be liquidated into cash if needed.
There is no set payment schedule. You may take as long as you need. As with any credit instrument you will be required to make minimum payments, typically three percent of the outstanding balance.
A low credit score may occur for several reasons; very little history of credit utilization, prior late payments on your credit file, a high credit utilization compared to the total amount of available credit or the incorrect mix of active credit.
If you have late payments or defaults please check out our FAQ’s concerning credit repair.If you have a very thin credit history check out our FAQ’s on authorized users.
It is very rare that we are unable to obtain funding. It becomes a question of what action we need to take to obtain funding. Speak with an advisor before making any assumptions with what we may or may not be able to secure for you.
When an individual who has a credit card with a low balance and a long credit history names you has an authorized user on their account. All of the positive credit from that individuals file will be passed along to you. Please see our FAQ’s on authorized users for more information.
Flexible funding can be made available to more then one adult in a household. Many time we do provide funding for both spouses.
We do offer a referral program for each of the services we offer. You can receive a cash bonus for each new client your refer which completes the IDS program of choice. Please inquire with a Bank Rover adviser to learn more.
Bank Rover was first established in 2009, primarily to assist clients with managing debt. Over the years we have helped clients with debt settlement, credit repair, flexible funding or our FICO score booster program.
You may call us at 8oo-516-7612, or email us at; firstname.lastname@example.org or fax us at 562-207-7539.